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Item Details
Title: TRUTH IN LENDING
THEORY, HISTORY, AND A WAY FORWARD
By: Thomas A. Durkin, Gregory Elliehausen
Format: Hardback

List price: £110.00
Our price: £106.70
Discount:
3% off
You save: £3.30
ISBN 10: 0195172957
ISBN 13: 9780195172959
Availability: Usually dispatched within 1-3 weeks.
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Publisher: OXFORD UNIVERSITY PRESS INC
Pub. date: 8 March, 2011
Series: Financial Management Association Survey and Synthesis Series
Pages: 384
Description: This book examines the economic, psychological, sociological, historical, and legal traditions behind the demand for financial disclosures like Truth in Lending as consumer protections, how they have evolved into what they have become today, and how they might be reformed and improved.
Synopsis: This book is a guide to the purposes, strengths, and weaknesses of disclosures as consumer protections in financial transactions such as loans, deposits, and consumer leases. It focuses on the federal Truth in Lending Act but also covers a variety of other federal disclosure statutes designed to protect consumers in their financial relationships. It comes at a time when federal financial consumer protection policy in the financial area is again a matter of intense public scrutiny and debate. Because of the importance of public policy issues surrounding use of disclosures as consumer protections, the intended audience includes anyone interested in these issues, not simply specialists who spend their time focused on them. For this reason, the work avoids academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for better disclosures for consumers and to what they have become today.Despite a need to outline and review prior difficulties with disclosure laws, the book remains optimistic that disclosures will continue to be an important means of consumer protection and that future reforms can improve their effectiveness and lower their regulatory costs and burden.
Illustrations: 5 illustrations
Publication: US
Imprint: Oxford University Press Inc
Returns: Returnable
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