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Item Details
| Title:
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THE U.S.-GUATEMALA REMITTANCE CORRIDOR
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| By: |
Hela Cheikhrouhou, Raul Hernandez-Coss, Radwa El-Swaify |
| Format: |
Paperback |
| List price:
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£13.50 |
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We currently do not stock this item, please contact the publisher directly for
further information.
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| ISBN 10: |
082136782X |
| ISBN 13: |
9780821367827 |
| Publisher: |
WORLD BANK PUBLICATIONS |
| Pub. date: |
30 November, 2006 |
| Pages: |
82 |
| Description: |
This study reports on recent development and future potential for US-based Guatemalan workers cross-border retail transfers to be more formal, cheaper, and prone to cross-sale of financial products and services. It also presents the key features of remitt |
| Synopsis: |
This study gives an overview of the intermediation of worker remittance flows from the United States to Guatemala. In contrast to other remittance corridors in the world, most transfers in this corridor are channeled in the United States through the formal sector, and distributed in Guatemala through the banking system. However, both senders and receivers have little access to financial products and services. This study argues that in a country characterized by high income inequality and low and concentrated access to credit, the large role played by domestic banks in distributing remittances seems promising in terms of creating a point of contact that could lead to cross-sales of other financial services. The report also argues that authorities have an important coordination and catalytic role to play, for increased efficiency in remittance intermediation, fostering competition, and ultimately highlighting the potential for greater access. The report concludes with specific avenues for further policy action in terms of transparency, regulatory environment, financial literacy and access, risk management, and money laundering prevention. |
| Illustrations: |
Illustrations, map |
| Publication: |
US |
| Imprint: |
World Bank Publications |
| Returns: |
Non-returnable |
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