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Item Details
| Title:
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KEPT OUT OR OPTED OUT?
UNDERSTANDING AND COMBATING FINANCIAL EXCLUSION |
| By: |
Elaine Kempson, Claire Whyley |
| Format: |
Paperback |
| List price:
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£14.99 |
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We currently do not stock this item, please contact the publisher directly for
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| ISBN 10: |
1861341598 |
| ISBN 13: |
9781861341594 |
| Publisher: |
POLICY PRESS |
| Pub. date: |
1 March, 1999 |
| Pages: |
56 |
| Description: |
Despite widespread interest in financial exclusion, remarkably little is known about the extent and nature of the problem. This report fills that gap, identifying how many households in Britain have no, or very few, mainstream financial products and who they are. |
| Synopsis: |
One and a half million households lack even the most basic of financial products, such as a current account and home contents insurance. A further 4.4 million are on the margins of financial services provision. Despite widespread interest in financial exclusion, however, remarkably little is known about the nature of this problem. Using data from the Family Resources Survey, this report identifies how many households in Britain have no, or very few mainstream financial products, and who they are. The report also draws on 87 in-depth interviews to describe the processes that lead to financial exclusion, and the consequences for households that are excluded financially. The authors document the unmet needs that exist for financial products, drawing upon focus groups with consumers who have no or very few financial products. They conclude by highlighting innovative ways of providing financial services that are more appropriate to the needs of financially excluded households.Kept out or opted out? is invaluable reading for policy makers, debt counsellors and financial advisors, as well as students and academics in the field of social policy. |
| Illustrations: |
10tabs. |
| Publication: |
UK |
| Imprint: |
Policy Press |
| Returns: |
Non-returnable |
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