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Item Details
| Title:
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LIVING WITH DEFINED CONTRIBUTION PENSIONS
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| By: |
Olivia S. Mitchell (Editor), Sylvester J. Schieber (Editor) |
| Format: |
Hardback |
| List price:
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£72.00 |
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We currently do not stock this item, please contact the publisher directly for
further information.
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| ISBN 10: |
0812234391 |
| ISBN 13: |
9780812234398 |
| Publisher: |
UNIVERSITY OF PENNSYLVANIA PRESS |
| Pub. date: |
1 May, 1998 |
| Series: |
Pension Research Council Publications |
| Pages: |
312 |
| Description: |
Gone are the days when Johnny could begin working for Company A at age 18 and retire 45 years later with a gold watch and a defined benefit pension that the firm had been socking away since his arrival. |
| Synopsis: |
Employers are increasingly turning to defined contribution plans, especially the popular 401(k) plan, in place of the older, employer-based pension model. This shift has implications for the nation's workforce. Such defined contribution pensions have clear advantages for employees, including greater flexibility and portability. But they also place a great deal of responsibility on participants' shoulders. Decisions about whether to participate, how much to contribute, and how to invest can be overwhelming for individuals with limited knowledge or understanding of retirement savings.Living with Defined Contribution Pensions considers the impact of defined contribution pension plans on the prospects for retirement saving and wellbeing. The book carefully analyzes the emerging trends in defined contribution pensions, seeking to explore how the switch will affect retirement income in the future, and recommending ways to improve decision making about pension design in the future."The book contains high-quality research, drawn from many sources and well referenced, yet written in a straightforward, businesslike way. . . . After an excellent introduction by the editors, the book is divided into three sections:The new responsibility of defined contribution plansPreserving defined contribution pension accumulations, andRetirement policy and defined contribution plans. |
| Publication: |
US |
| Imprint: |
University of Pennsylvania Press |
| Returns: |
Returnable |
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