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Item Details
Title: PERSONAL PROVISION OF RETIREMENT INCOME
MEETING THE NEEDS OF OLDER PEOPLE?
By: Gerard Hughes (Editor), Jim Stewart (Editor)
Format: Hardback

List price: £115.00


We currently do not stock this item, please contact the publisher directly for further information.

ISBN 10: 1847209270
ISBN 13: 9781847209276
Publisher: EDWARD ELGAR PUBLISHING LTD
Pub. date: 1 August, 2009
Pages: 304
Description: Examines the objectives of personal pensions in Belgium, Denmark, France, Germany, Ireland, Italy, Poland, Sweden, and the UK. This book also examines the use of tax incentives to encourage individuals to save for their retirement. It also includes a discussion on personal pensions in the United States.
Synopsis: In response to demographic change many countries in the European Union have reformed their pension systems. During the last two decades personal pensions have been introduced in Belgium, Denmark, France, Germany, Ireland, Italy, Poland, Sweden, and the UK. This book is a critical examination of the objectives of personal pensions in these countries and the use of tax incentives to encourage individuals to save for their retirement. It also includes discussion on personal pensions in the United States.The volume focuses on issues such as risk, administrative expense, and the role of tax allowances in encouraging personal pension provision. Based on the evidence from these countries it is concluded that expectations relating to the take up of personal pensions have not been met and that EU countries should not rely on personal pensions to improve income adequacy at the lower end of the income distribution.Academics and researchers teaching and studying employee benefits and pension costs - particularly in countries that have recently reformed their pension systems - will warmly welcome this book. Government bodies involved in pension reform and European Commission institutions concerned with the evolution and problems with pension policy within the EU will also find this book an informative and invaluable read.
Publication: UK
Imprint: Edward Elgar Publishing Ltd
Returns: Returnable
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